| __Name__ | __Size__ | __Date__ | __Rating__ | __Description__ |

| **(Parent Dir)** | *folder* | | **Up to TI-83/84 Plus BASIC Math Programs** |

| **actuarialmethod.zip** | 1k | 11-11-11 | | **Actuarial Method** This program will compute the unearned interest using the actual method. It also computes the payoff amount for early payoff. Enjoy! |

| **addup.zip** | 3k | 03-08-07 | | **Add It Up! v1.3** This program would let you total up a cash amount, then it would calculate the tax for you (either 7%, 14.5%, or your own "custom" tax... in BC, we either have 7 14.5% tax). I wrote this program when I started to get frustrated with always having to press "+" then doing the actual calculations for tax. (I mean, it was 5 in the morning and i had a test in 3 hours... I had quite a few adding up to do and I wanted to get to bed.) |

| **amortsche.zip** | 109k | 11-12-13 | | **AMORTSCHe** This Program makes an AMORTIZATION SCHEDULE after finding the Payment necessary to reduce a loan to 0 given the Loan Amount P, Interest Rate r, Frequency of Payment m, and the Term of the loan t. Also found is the total interest I and the total payments TP. |

| **annualearnings.zip** | 1k | 11-11-16 | | **Annual Earnings** This program will compute the annual earnings of a stock. Great for beginning math students looking for an application. Enjoy! |

| **anotherapr.zip** | 1k | 11-11-16 | | **Another APR** This program uses the approximation formula 2NR/(N+1) to compute APR. This is usually introducted in introductory algebra classes using finance as an application. Enjoy! |

| **anothercarlease.zip** | 1k | 11-11-16 | | **Another Car Lease** This program uses the Constant Yield Method for computing the monthly payment on a car lease. Enjoy! |

| **aorsbox.zip** | 1k | 04-03-07 | | **A or S Box** This program will determine A or S box (symbols used in determining future or present value of ordinary annuities). Great for theory of interest tests, you don't have to use those long formulas, just type in the interest rate and number of payments. How to use documentation included. |

| **apraddon.zip** | 1k | 11-11-11 | | **APR Add-On** This program will compute the monthly APR add-on interst rate. Enjoy! |

| **basicfinance.zip** | 1k | 05-06-09 | | **Basic Finance Calculator** Now my annuities calculator does Interest calculations too! Will do simple, compound, and continious interest. Of course annuities are still in there as well. |

| **bestinterestcalc.zip** | 4k | 05-09-26 | | **BEST Interest Calculator** Simply the best interest calculator program you'll ever find. Enter the amount of principle (beginning value), interest rate (in percents! 5% should be entered as "5" not "0.05"), and the number of years that the value is earning interest, and then just choose how often the interest is compounded, and the program will return the value of the investment. |

| **besttimetosell.zip** | 1k | 11-11-11 | | **Best Time To Sell** This program is based on Bernt Oksendal's result published in his Stochastic Differential Equations book on "when's the best time to sell an asset?". Enjoy! |

| **binomialpricing.zip** | 1k | 12-08-10 | | **Binomial Pricing Model** This program computes the shares of stocks to have, the dollar amount in lending, the option price and the risk-neutral probability for a one-period binomial pricing model. Enjoy! |

| **bizsuite.zip** | 4k | 01-02-08 | | **Business Package** Just one program and only 3,422 bytes big; this program deals with solving common problems in finance and accounting. Options include inventory and depreciation methods, cash flow analysis, real estate questions, and credit card analysis. Details of each option included in the accompanying document. Good for accounting and finance majors. Enjoy. |

| **blackscholesformula.zip** | 1k | 12-08-10 | | **Black-Scholes Formula (European)** This program computes the price of a European call/put option on an asset by the Black-Scholes Formula. Enjoy! |

| **bsf.zip** | 1k | 03-12-22 | | **Better Bond Salesman Formula** This program will determine the exact value of the yield rate on a bond given Face Value (F), Redemption value (C), Present Value (P), coupon rate (r) and number of years (n). It also has a feature enabling you to take it step by step in getting a better estimate. This way is good for tests. |

| **carlease1.zip** | 1k | 11-11-16 | | **Car Lease 1** This program uses a formula to compute the monthly payment for a car lease. Enjoy! |

| **cashier83p.zip** | 1k | 03-11-14 | | **Cashier v1.0** Have you ever wanted your calculator to be able to act as a cash register? Well, now it can! This program lets you set a tax rate, quantity, price each, and taxable or not for any number of items. It will add up the total, and even figure out change! Doors CS v4.0 optimized. |

| **change.zip** | 1k | 05-10-05 | | **Change Machine** You input how much money you have, and how much an item you buy costs, and it tells you the change and how many twenties, tens, fives, ones, quarters, dimes, nickels, and pennies in the lowest denomination. |

| **cmpint.zip** | 6k | 11-02-27 | | **Compound Interest** A very time saving program, this program makes a compounded-interest exponentional equation; all that is required is the values for all variables except t and A (A=Prt) and it will solve it for the user! In addition, after the equation is made, one can input any value for t to see the end money value (A). Moreover, one could input how many times the interest is compounded |

| **cmpndint.zip** | 1k | 11-03-22 | | **Compound Interest v2.0** This is the second installment of my compound interest program. New features include the ability to not only calculate compound interest, but also present value and effective interest value. |

| **coinpickup.zip** | 1k | 12-07-01 | | **Coin pickup profit/loss** This is a simple tool that answers the age-old question "is it really worth my valuable time and energy to bend down and pick up that penny/nickel?" This tool will solve that for you. Enter some information, and it will tell you the profit/loss of the scenario, according to the time spent, the worth of that time, the calories burned, the cost of your average calorie, and the value of the object. |

| **compcont.zip** | 1k | 04-04-06 | | **Compound Interest Compounded Continuously** Compound Interest Formula if it is compounded continuously |

| **compintr.zip** | 1k | 01-08-05 | | **Compound Interest** Easy to use Compound Interest program. |

| **compint.zip** | 1k | 04-04-06 | | **Compound Interest Formula** Compound Interest Formula if it is compounded in regular intervals |

| **compound2.zip** | 1k | 06-05-14 | | **Compounding Interest Calculator** Have you ever wanted to calculate compounding interest in a bank account? Well now you can. With this program you enter the initial amount you're starting with, the amount of times your interest will be compounded in a year, the percent rate, and the amount of time in years that you will keep your money in. |

| **compoundinterest83p.zip** | 6k | 04-03-07 | | **Best Compound Interest Out There!** This is the best compound interest program on this site! I was frustrated with incomplete prgms so I made my own! Solve for Amount, Principle, Rate, or Time! Easy to use menu format! *DOWNLOAD NOW* Will solve for Annually, Semiannually, quarterly, monthly, and simple! This is an absolute must for Algebra 2 Students! WHAT HAVE YOU GOT TO LOSE?!?! **Brainiac Productions** |

| **compoundinterestwithdeduc.zip** | 1k | 11-11-30 | | **Compound Interest with Deductions** This program will compute the value of a compound interest account when a fixed amount is deducted after a certain period. Enjoy! |

| **compoundinterest.zip** | 7k | 02-03-05 | | **Compound Interest v1.0** This is a great compound interest (and Im not just full of my self). You can find compound interest by term, annual, or just simple interest. Also has Continuous interest in it. A bonus is the ability to find a missing term such as principal, interest, or time! |

| **compoundinterst.zip** | 1k | 11-11-11 | | **Compound Interest** This program will perform compound interest calculations for discrete or continuous compounding. The user has the choice of future value, present value or time. Enjoy! |

| **compound.zip** | 1k | 01-12-16 | | **Compound Interest** This program calculates compound interest. |

| **compund.zip** | 1k | 03-03-09 | | **Compund** A program that can find Compound Interest in 2 ways. |

| **consumersurplus.zip** | 1k | 11-11-16 | | **Consumer's Surplus** This program will compute the consumer's surplus. Great for business calculus students studying integrals. Enjoy! |

| **contcomp.zip** | 1k | 04-05-29 | | **Continuously Compounding Interest** This program asks you for P (principle), R (rate)(it is already in % format for you, so if you want to tell it that something is 5% interst you would ONLY TYPE 5, NOT .05), and T (time), then it spits out your amount you would have at the end of the time you told it when it asked you for T. |

| **contint_33.zip** | 6k | 11-02-27 | | **Continuous Interest** This handy program does continuous-compounding interest, and works similarly as the previous program. It has the the ability to modify Tto see its values, and the ability to store the equation in y1 |

| **contint.zip** | 1k | 00-12-10 | | **Continuous Interest Solver** Solves Interest When It Is Compounded Continuously |

| **continuouscompoundingannu.zip** | 1k | 12-07-01 | | **Continuous Compounding Annuity** This program computes future and present values of annuities that are compounding continuously. Enjoy! |

| **credit1.zip** | 1k | 13-10-01 | | **Credit1** This program produces the stated rate and APR (by formula 2Nr/(N+1)) for purchases. Read the accompanying file for an example of the type of problem this is designed to answer. Great for students studying intro math models. Enjoy! |

| **creditcardinterest.zip** | 1k | 13-10-01 | | **Credit Card Interest** This program is designed for computing credit card interest for previous, adjusted and average daily balance methods. Great for students studying intro math modeling. Enjoy! |

| **crosspriceelasticity.zip** | 1k | 11-10-18 | | **Cross Price of Elasticity** This program will compute the cross price of elasticity and provide a brief interpretation. |

| **currencyconverter.zip** | 14k | 02-07-23 | | **Currency Converter v1.00** Basically this program converts any amount of foreign currency into US Dollars and vise versa. The foreign currencies that it converts include the currencies from Italy, Japan, Mexico, Russia, Britain, Canada, Germany, France, Spain, and the European Euro. One interesting feature is that it will also convert certain metals such as Gold, Silver, Platinum, and Pallidium. You input the amount of dollars and it tells you how many ounces of that metal is worth that and vise versa. Very good program. NOTE:you can press enter at any time to skip the intro. |

| **currencyfv.zip** | 1k | 04-01-17 | | **Currency FE V-1.0** One of the most user friendly currency conversion programs. Runs in draw. Also it does most major currencies. |

| **currency.zip** | 3k | 00-08-13 | | **Universal Currency Converter v1.0** Converts any currency to any other currency in the databse, which is totaly user defined and managed, using their relative rates to an anchor currency. A virtually infinite number of currencies can be stored. Powerful, Customizable, and fast. |

| **curr.zip** | 1k | 02-01-01 | | **Currency v1.0** Change Euro's in Pounds and Dollars, and also the other ways. |

| **debtors.zip** | 5k | 02-01-01 | | **Debtors v2.01** The ultimate utility for keeping track of any debts. Features include: many interest options, custom names, totalling of debts, and a secure back-up of debts. |

| **dol2l83p.zip** | 1k | 02-03-03 | | **Dollars to English Pounds** Converts dollars to pounds. |

| **dol2yen83p.zip** | 1k | 02-03-03 | | **Dollars to Japanese Yen** Converts dollars to yen. |

| **effectiverate.zip** | 1k | 11-11-11 | | **Effective Rate** This program will compute the effective rate of a loan. Enjoy! |

| **efficientfrontier.zip** | 1k | 13-04-12 | | **Efficient Frontier** This program will consider two assets and determine the efficient frontier of the portfolio. The user may enter in the list of the asset prices, or enter in the mean and standard deviation of the assets. The program will display a graph of the efficient fronter. Great for intro business classes. Enjoy! |

| **elasticityofsupply.zip** | 1k | 11-10-18 | | **Elasticity of Supply** This program will compute and interpret the elasticity of supply for a commodity. Enjoy! |

| **exchange.zip** | 1k | 02-10-15 | | **Currency Exchange** This program can convert USD-CDN and CDN-USD. |

| **finance_42.zip** | 1k | 09-02-17 | | **Finance** Solves : 1 Simple Invest 2 Compounded Invest 3 Continuous Invest 4 Annual Percent Yield 5 Future Value (not for rate and compounded) 6 Present Value (not for rate and compounded) |

| **finance_54.zip** | 1k | 00-11-18 | | **Finance v1.0** A financal program that lets you control your own budget. Includes a budget,deposit, withdrawl, load, and save menus. Small program! |

| **finance_calculator.zip** | 1k | 04-01-03 | | **Finance Calculator** Solves for Total number of payment methods, Annual interest rate, Present value, Payment amount, Future value, Number of payment periods per year, and Number of compounding periods per year. |

| **financee.zip** | 15k | 13-02-26 | | **FINANCEe** 1: For Simple Interest, the Program finds: interest, principal, future value, rate, time, and the payment for add-on interest. 2: For Compound Interest, the Program finds: interest, principal, future value, time, rate, and effective rate. 3: For Annuities, found is future value (both ordinary and due), present value, sinking fund payment, the loan payment, and the loan balance. 4: An amortization Schedule can be created if the number of payments is not too large for the memory. |

| **financeper100.zip** | 1k | 11-11-11 | | **Finance Charge Per 100** This program will compute the values in an APR table for a specified APR and the number of monthly payments. Enjoy! |

| **financer5pck.zip** | 1k | 05-01-18 | | **Financer5 Pack** The new, bug-free version of FINANCER! Comes with its own README. Financer5 takes up less RAM and less Strings, yet gives you more convenient updating and viewing options than the original FINANCER. Enjoy! |

| **finance.zip** | 1k | 03-05-26 | | **Finance Program Pak** Read the documentation |

| **findrate.zip** | 1k | 11-09-28 | | **findrate** This program finds the rate for compound interest. The user enters in N, A, P, and T. The program outputs the rate as a percent. Enjoy! |

| **fpower.zip** | 1k | 00-11-24 | | **Finance Power v1.0** A financial program for showing your budget at home, in your pocket, and in the bank. |

| **futurevalueinflationadjus.zip** | 1k | 11-11-16 | | **Future Value with Inflation** This program will compute (approx) the future value of a retirement account with adjustements for inflation. Enjoy! |

| **giniindex.zip** | 1k | 11-11-16 | | **Gini Index** This program will compute the Gini Index (Coefficient of Inequality) for a Lorentz curve. Great for business calculus studying studying integrals. Enjoy! |

| **grapheurocalculator.zip** | 2k | 02-04-18 | | **Euro Calculator v1.0** MirageOs compatible |

| **greeks2.zip** | 1k | 12-09-03 | | **Greeks 2** This program will plot graphs associated with Option Greeks in Financial Engineering. There is NO special scaling used when producing these graphs. Enjoy! |

| **greeks.zip** | 1k | 12-08-28 | | **Greeks** This program computes the values of the option Greeks. Enter in the required information. There is no special scaling assumed here. Enjoy! |

| **grodecay.zip** | 1k | 07-06-06 | | **Groth and Decay Version 3.9 by Mathanomics** GRODECAY is the Logarithmic Value and Interest Program. It calculates Logarithmic Exponential Functions, including Continuously Compounded Interest, and the Value of assets in Business. It also includes the basic Growth and Decay Formula. It can currently calculate for any variable in these equations, and check its answer. Copyright 2006 Mathanomics |

| **hourwage.zip** | 1k | 05-11-06 | | **Wage Income** Find out how much you will make on your next paycheck with this neat program. |

| **incomeelasticity.zip** | 1k | 11-10-18 | | **Income Elasticity of Demand** this program will compute the income elasticity of demand and interpret the results as well. Enjoy! |

| **interest1.zip** | 3k | 07-03-31 | | **Interest v1.0** This program is very useful for finding compound interest. I originally made it to help me through my math lesson, and I thought I should share it with everyone else. This is my first program. PLEASE e-mail with questions/suggestions. |

| **interestcalc.zip** | 1k | 08-12-19 | | **Interest Calculator** This is a user-friendly, easy-to-figure-out program that calculates compound interest and continuous. |

| **interestfind.zip** | 1k | 05-09-10 | | **Interest** You input the starting amount, interest rate, and number of years and it will tell you how much money you will have. Not a complicated program, but I was bored so I made it during math class. :) |

| **interestx.zip** | 1k | 02-03-28 | | **Interest X** This program calculates amount of compound interested gained, and can also work the other way around. |

| **interest.zip** | 2k | 99-12-24 | | **Interest Tutorial** It is a tutorial that I created for those like me in Pre- Calculus that have trouble with compound interest... (I forgot to add in some documentation and instructions for the program, but its pretty simple, and self-explanatory) |

| **intrest.zip** | 2k | 02-02-25 | | **Interest v2.0** This program is for those of you who have difficulties with the intrest formula in Algebra - Trig or if you just want a simpler way to do the problems. It come complete with formulas for Intrest solving for A, P, A of Pert, and P of Pert. This program also shows all the work along the way. This is primarily a basic program but it can be used in Ion or Mirage OS. |

| **money_41.zip** | 3k | 00-06-06 | | **Money 98 Finance Software** Money 98 is a program to help you manage your finances |

| **moneyhelpers.zip** | 2k | 05-09-25 | | **Money Helpers** This is a money counter with great graphics! It counts by adding all of the number of currency from pennies to Hundreds! It even has a subtotal. Also included, a Interest program for counting interest in days and years! It will also show you, on the years interest, how much total that you've earned in the year! |

| **money.zip** | 1k | 02-02-25 | | **Compund Interest Solver** Figures compound interest problems |

| **nav.zip** | 1k | 12-12-21 | | **NAV** This program computes the net asset value of a mutual fund. Enjoy! |

| **nominalrate.zip** | 1k | 11-11-11 | | **Nominal Rate** This program will compute the nominal rate for a loan. Enjoy! |

| **optionelasticity.zip** | 1k | 12-08-28 | | **Option Elasticity** This program computes several aspects of option elasticity. Enter in the information and the program does the rest. Enjoy! |

| **peratio.zip** | 1k | 11-11-16 | | **PE Ratio** This program will compute the PR ratio for a stock. Nice for beginning math students looking for an application. Enjoy! |

| **percent_35.zip** | 1k | 00-11-09 | | **Percent Find** Allows you to check a total with sales tax, or you can get your total with a percent off. Try it! |

| **percentchange.zip** | 1k | 13-10-04 | | **Percent Change** This is an updated version of the percent change file previously posted. |

| **percent.zip** | 2k | 00-10-29 | | **Percent Calculator** This program calculates the price after tax, of after a sale. |

| **perpetualoptions.zip** | 1k | 12-08-28 | | **Perpetual Options** This program computes the value of an American perpetual option on a stock. It will do either call or put options. Enjoy! |

| **p_interest.zip** | 1k | 05-11-06 | | **Interest** This is just an interest finding program in which you can solve for any variable while using either normal or continuous interest. |

| **presentvalueofincomestrea.zip** | 1k | 12-07-01 | | **Present Value of an Income Stream** This program will compute the present value of an income stream. Enjoy! |

| **probabilityinventorymodel.zip** | 1k | 12-02-17 | | **Continuous Review Inventory Model** This program uses a continuous review for an inventory model with uniform distribution assumed for demand. Enjoy! |

| **producerssurplus.zip** | 1k | 11-11-16 | | **Producer's Surplus** This program will compute the producer's surplus. Great for Business calc students studying integrals. Enjoy! |

| **profite.zip** | 24k | 15-05-19 | | **PROFITe** The Program finds the PROFIT FUNCTION P = AX + C and its graph. You enter the Revenue function R = pX and the Cost function C = MX + B, then given are profit function and the BREAK-EVEN quantity. Use TRACE and the arrow keys to move around the graph of the three functions. In TABLE you may enter various quantities X and see resulting revenue Y1, cost Y2, and profit Y3. |

| **revenuegroupdiscounts.zip** | 1k | 13-06-29 | | **Revenue Group Discounts** This program will output the number of items needed and the revenue if a group discount is offered. Great for algebra studetns are business students solving problems dealing with tour discounts (how much money made if a discount is offered for N additional people), things like this. Will do integer or regular programming. Enjoy! |

| **saedra2.zip** | 1k | 21-07-06 | | **Investing by SaedraG 2.0** Program calculates the future value of monthly investments for example 300 months or $300+$299+$298...$1 using calculus. (reverse investing) |

| **sumssequencescompoundinterest.zip** | 1k | 10-03-25 | | **Sums, Sequences, and Compound** Sums, Sequences, and Compound Intrest |

| **tax_12.zip** | 3k | 03-10-13 | | **Tax** This is a simple tax program that calculates the total cost of something when you input the cost and your tax rate |

| **tax1.8xp** | 1k | 02-10-23 | | **Tax Calculator** This is a program that will calculate and remove tax in the Province of Quebec. |

| **tax83p.zip** | 1k | 03-03-10 | | **Tax and discount** It makes finding tax easy for a person that has to find tax or discount. (run program tex) |

| **taxacct.zip** | 1k | 11-11-16 | | **Tax Account** This program will compute the (approx) final value of a retirement account that is not tax-deferred. Enjoy! |

| **taxdeferredacct.zip** | 1k | 11-11-16 | | **Tax Deferred Retirement** This program will compute the (approx) final value of a tex deferred retirement account. Enjoy! |

| **taxva.zip** | 1k | 03-10-13 | | **Tax VA** This calculates sales tax for Virginia. If you need sales tax for another state e-mail me at khw515@yahoo.com with your state and the tax rate. It should be there in a week. |

| **tax.zip** | 1k | 04-05-17 | | **Tax Finder** Enter the amount and the tax percentage and it gives you the total. |

| **totalfuturevalueofincomes.zip** | 1k | 12-07-01 | | **Total Future Value of an Income Stream** This program will compute the total future value of an income stream. Enjoy! |

| **twoaccountsimpleinterest.zip** | 1k | 14-04-06 | | **Two Accounts Simple Interest** This is a simple program for two accounts earning simple interest. Common in algebra classes. Enjoy! |

| **unknowni.zip** | 1k | 04-02-19 | | **Unknown Interest** This program will determine the unknown interest rate on an ordinary annuity given PV or FV, Number of Payments, and Payment amount. Shows all the steps, great for tests. |

| **zins.zip** | 9k | 03-10-06 | | **Interest** Calculates the capital and the effective interest rate with repeated interest charges in the year. |