Thanks for downloading my program. use the instbank for installing the bank. it is extremely easy to use. if you would not like a password then edit it as a basic program and take off the first part until it says "Lbl M" then you would be able to delete the password program. use the password program for just making up a password. then delete it. if you want to change your password just send Password to your calc again and enter a new password in. any problems? just e-mail me at sk88@safeplace.net thanks again for downloading this program. i made the 3 up in probably 2 hours getting them de-bugged and all. now its perfect!