Program: A or S box By: David Billigmeier What this program does is determines A box, S box, A double dot box, or S double dot box. These are formulas used in theory of interest to determine future and present values of annuities. HOW TO USE: Start the program and choose which formula you want. The program will ask you for the interest rate (i) and the number of payments (n). It will then spit out a number, all you have to do is multiply or divide that number by the corresponding FV, PV, or payment amount to get what you want. I can't be anymore precise than that, its kind of hard to explain these formulas to anyone who hasn't taken a theory of interest class. If you have taken it you should know exactly what I'm talking about. Feel free to modify this program to better fit your needs, open it up and check it out. Feel free to contact me with any questions. You can get a recent email address for me on my web page: www.dbpics.com